{"id":1550,"date":"2024-03-04T18:55:11","date_gmt":"2024-03-04T09:55:11","guid":{"rendered":"https:\/\/goowoon.com\/?p=1550"},"modified":"2024-04-17T12:09:17","modified_gmt":"2024-04-17T03:09:17","slug":"4-%ec%a0%81%eb%a6%bd%eb%90%98%eb%8a%94-%ec%bf%a0%ed%8c%a1-%ec%99%80%ec%9a%b0%ec%b9%b4%eb%93%9c-%ed%98%9c%ed%83%9d-%ea%b9%94%eb%81%94%ec%a0%95%eb%a6%ac","status":"publish","type":"post","link":"https:\/\/goowoon.com\/4-%ec%a0%81%eb%a6%bd%eb%90%98%eb%8a%94-%ec%bf%a0%ed%8c%a1-%ec%99%80%ec%9a%b0%ec%b9%b4%eb%93%9c-%ed%98%9c%ed%83%9d-%ea%b9%94%eb%81%94%ec%a0%95%eb%a6%ac\/","title":{"rendered":"4% \uc801\ub9bd\ub418\ub294 \ucfe0\ud321 \uc640\uc6b0\uce74\ub4dc \ud61c\ud0dd, \uae54\ub054\uc815\ub9ac"},"content":{"rendered":"\n

\uc774\ubc88 \uae00\uc5d0\uc11c\ub294 \ucfe0\ud321\uc5d0\uc11c \ubb3c\ud488 \uad6c\ub9e4 \uc2dc, 4% \uc801\ub9bd\ub418\ub294 \ucfe0\ud321 \uc640\uc6b0\uce74\ub4dc\uc5d0 \ub300\ud55c \uc774\uc57c\uae30\ub97c \ud574\ubcf4\ub824\uace0 \ud569\ub2c8\ub2e4. \uad00\ub828 \uc815\ubcf4\ub97c \ucc3e\uc73c\uc2e0\ub2e4\uba74, \ubcf8\ubb38 \ub0b4\uc6a9\uc744 \ucc38\uace0\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc2dc\uc791\ud558\uba70<\/h2>\n\n\n\n

\ucfe0\ud321\uc740 \ub098\ub0a0\uc774 \uc774\uc6a9\uc790 \uc218\uac00 \uc99d\uac00\ud558\uace0 \uc788\ub2e4\uace0 \ud558\ub294\ub370\uc694. \uc800\ub834\ud55c \uac00\uaca9\uacfc \ube60\ub978 \ub85c\ucf13\ubc30\uc1a1\uc774 \ud070 \uc7a5\uc810\uc774 \uc544\ub2d0\uae4c \ud569\ub2c8\ub2e4. <\/p>\n\n\n\n

\ud2b9\ud788 \ub85c\ucf13\ubc30\uc1a1\uc740 \uc790\uc815 \uc804\uc5d0\ub9cc \uc8fc\ubb38\ud558\uba74 \ub2e4\uc74c \ub0a0 \ubc1b\uc544\ubcfc \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0, \ud55c \ubc88 \uc775\uc219\ud574\uc9c0\uba74 \ube60\uc838\ub098\uc624\uae30 \ud798\ub4e0 \ud3b8\ub9ac\ud568\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc774\ub7ec\ud55c \uc774\uc720\ub85c, \uc800\ud76c \uc9d1\ub3c4 \ucfe0\ud321\uc5d0\uc11c \ubb3c\ud488 \uad6c\ub9e4\ub97c \ub9ce\uc774 \ud558\uace0 \uc788\ub294\ub370\uc694. \ud3c9\uc18c\uc640 \ub2e4\ub984\uc5c6\uc774 \ucfe0\ud321\uc5d0\uc11c \ubb3c\ud488\uc744 \uc8fc\ubb38\ud558\uace0 \uc788\ub294\ub370, \uc544\ub798 \ubc30\ub108\uac00 \ub208\uc5d0 \ub744\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n

\n
\"\ucfe0\ud321-\uc640\uc6b0\uce74\ub4dc-\ubc30\ub108\"<\/figure><\/div>\n\n\n

\ud638\uae30\uc2ec\uc5d0 \ud074\ub9ad\ud574\uc11c \uc790\uc138\ud788 \uc0b4\ud3b4\ubcf4\ub2c8, \ud61c\ud0dd\uc774 \uaf64\ub098 \uc88b\uc544\uc11c \uce74\ub4dc \ubc1c\uae09 \uc2e0\uccad\uae4c\uc9c0 \ud558\uac8c \ub418\uc5c8\ub294\ub370\uc694. \uc544\uc9c1 \ubaa8\ub974\uc2dc\ub294 \ubd84\ub4e4\uc774 \ub9ce\uc740 \uac83 \uac19\uc544, \ubcf8\ubb38\uc5d0\uc11c \uc18c\uac1c\ud574 \ubcf4\ub824\uace0 \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

\ucfe0\ud321 \uc640\uc6b0\uce74\ub4dc<\/h2>\n\n\n\n

\uce74\ub4dc \uba85\uce6d\uc740 ‘\ucfe0\ud321 \uc640\uc6b0\uce74\ub4dc<\/strong>‘\ub77c\uace0 \ubd88\ub9bd\ub2c8\ub2e4. ‘KB\uad6d\ubbfc\uce74\ub4dc’\uc640 ‘\ucfe0\ud321’\uc758 \ud611\uc5c5\uc73c\ub85c \ub9cc\ub4e4\uc5b4\uc9c4 \uce74\ub4dc\ub77c\uace0 \ud558\ub294\ub370\uc694. \ud574\ub2f9 \uce74\ub4dc\uc758 \ud61c\ud0dd \ubc0f \uc7a5\ub2e8\uc810\uc740 \ubb34\uc5c7\uc778\uc9c0 \uc54c\uc544\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

1. \uce74\ub4dc \ud61c\ud0dd<\/mark><\/strong><\/p>\n\n\n\n

\ud574\ub2f9 \uce74\ub4dc\ub294, \ucfe0\ud321 \ubb3c\ud488 \uad6c\ub9e4\ub97c \uc704\ud574 \uc0dd\uaca8\ub09c \uce74\ub4dc\ub77c\uace0 \ud574\ub3c4 \uacfc\uc5b8\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uc804\uc6d4 \uc2e4\uc801\uc5d0 \uc0c1\uad00\uc5c6\uc774 \ucfe0\ud321\uc5d0\uc11c \ubb3c\ud488\uc744 \uad6c\ub9e4\ud558\uba74, \ubb3c\ud488\uac00\uc561\uc758 2%\ub97c \ucfe0\ud321\uce90\uc26c\ub85c \uc801\ub9bd\ud574 \uc8fc\uace0, \uadf8 \uc678\uc758 \uac00\ub9f9\uc810\uc5d0\uc11c\ub294 0.2%\ub97c \uc801\ub9bd<\/strong>\ud574 \uc90d\ub2c8\ub2e4.<\/p>\n\n\n\n

2% \uc801\ub9bd\uc778\ub370 \uc65c 4% \uc801\ub9bd\uc774\ub77c\uace0, \uc81c\ubaa9\uc5d0 \uc801\uc5c8\uc744\uae4c\uc694? \ud604\uc7ac \ucfe0\ud321\uc5d0\uc11c \ud504\ub85c\ubaa8\uc158 \uc801\ub9bd\uc744 +2%<\/strong> \ud574\uc8fc\uace0 \uc788\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. (\ucfe0\ud321 \uc678 \uac00\ub9f9\uc810 +1%) <\/p>\n\n\n\n

\ud504\ub85c\ubaa8\uc158 \uc801\ub9bd\uae4c\uc9c0 \ud3ec\ud568\ud558\uba74, ‘\ucfe0\ud321 \uad6c\ub9e4\ub294 4%, \ucfe0\ud321 \uc678 \uac00\ub9f9\uc810\uc740 1.2% \uc801\ub9bd<\/strong>‘\uc774 \ub418\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n

\ud504\ub85c\ubaa8\uc158 \uae30\uac04 : 2023. 10. 16 \u223c 2024. 10. 15 \/ 1\ub144<\/mark><\/strong><\/p>\n\n\n\n

\ud504\ub85c\ubaa8\uc158 \uae30\uac04\uc5d0\ub294 \uc0c1\ub2f9\ud788 \ub9cc\uc871\uc2a4\ub7ec\uc6b4 \uc801\ub9bd\ub960\uc774\uae30\uc5d0, \uc800\ub294 \uc989\uc2dc \ubc1c\uae09 \uc2e0\uccad\ud588\uc9c0\ub9cc \ucfe0\ud321 \uc774\uc6a9\uae08\uc561\uc774 \uc801\uc740 \ubd84\uc774\ub77c\uba74 \uc870\uae08 \uace0\ubbfc\ud574 \ubcf4\uc154\uc57c \ud560 \uac83 \uac19\uc2b5\ub2c8\ub2e4. <\/p>\n\n\n\n

\ucfe0\ud321\uc5d0\uc11c \ubb3c\ud488 \uad6c\ub9e4 \uc2dc, \uc801\ub9bd\ub960\uc774 \ub192\uc740 \uac83 \ub9d0\uace0\ub294 \ub2e4\ub978 \ud2b9\ubcc4\ud55c \ud61c\ud0dd\uc740 \uc5c6\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n

\uadf8\ub9ac\uace0 \ucfe0\ud321 \uc640\uc6b0\uce74\ub4dc\ub294 ‘VISA \ube0c\ub79c\ub4dc(\ud574\uc678\uacb8\uc6a9)<\/strong>‘\ub85c \ubc1c\uae09\ub418\uace0, \uad50\ud1b5\uce74\ub4dc \uae30\ub2a5\uc740 \uae30\ubcf8 \uc801\uc6a9\ub418\uae30 \ub54c\ubb38\uc5d0 \ub530\ub85c \uc2e0\uccad\ud558\uc9c0 \uc54a\uc73c\uc154\ub3c4 \ub418\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

2. \uc5f0\ud68c\ube44<\/mark><\/strong><\/p>\n\n\n\n

\ucfe0\ud321 \uc640\uc6b0\uce74\ub4dc \uc5f0\ud68c\ube44\ub294 2\ub9cc\uc6d0(\uae30\ubcf8 \uc5f0\ud68c\ube44 7\ucc9c\uc6d0, \uc81c\ud734 \uc5f0\ud68c\ube44 1\ub9cc 3\ucc9c\uc6d0)<\/strong>\uc785\ub2c8\ub2e4. \ucfe0\ud321\uc5d0\uc11c 50\ub9cc\uc6d0\uc744 \uc4f0\uba74, 2\ub9cc\uc6d0\uc774 \uc801\ub9bd(4% \uc801\ub9bd \uae30\uc900)\ub418\uc5b4 \uc5f0\ud68c\ube44\ub97c \ucda9\ub2f9\ud560 \uc218 \uc788\ub294\ub370\uc694.<\/p>\n\n\n\n

\uc774 \ubd80\ubd84\uc740 \ucfe0\ud321 \uc774\uc6a9\uae08\uc561\uc5d0 \ub530\ub77c \ub2e4\ub974\uae30 \ub54c\ubb38\uc5d0, \ubcf8\uc778\uc758 \ucfe0\ud321 \uc774\uc6a9 \uc815\ub3c4\ub97c \uace0\ub824\ud558\uc154\uc11c \uc120\ud0dd\ud558\uc2dc\uba74 \ub418\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc800\uc758 \uacbd\uc6b0\uc5d0\ub294, \ud55c \ub2ec\uc774\uba74 \uc5f0\ud68c\ube44 \ucda9\ub2f9\uc774 \ucda9\ubd84\ud558\uae30\uc5d0 \uace0\ub824 \ub300\uc0c1\uc740 \uc544\ub2c8\uc5c8\uc2b5\ub2c8\ub2e4. \uc0ac\uc2e4, \ubc1c\uae09\ud558\uace0 \ud504\ub85c\ubaa8\uc158 \uae30\uac04\uae4c\uc9c0\ub9cc \uc0ac\uc6a9\ud574\ub3c4 \ucda9\ubd84\ud788 \uc774\ub4dd\uc77c \uac83\uc774\ub77c \uc0dd\uac01\ud569\ub2c8\ub2e4. <\/p>\n\n\n\n

3. \ub514\uc790\uc778<\/mark><\/strong><\/p>\n\n\n\n

\ucfe0\ud321 \uc640\uc6b0\uce74\ub4dc \ub514\uc790\uc778\uc740 \uc544\ub798 \uc138 \uac00\uc9c0 \uc911\uc5d0 \uc120\ud0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc694\uc998\uc740 \uc2e0\uc6a9\uce74\ub4dc\ub3c4 \uac1c\uc778\uc758 \uac1c\uc131\uc744 \ub098\ud0c0\ub0b4\ub294 \ud558\ub098\uc758 \uc218\ub2e8\uc778 \ub9cc\ud07c, \uc5ec\ub7ec \uc120\ud0dd\uc9c0\ub97c \uc8fc\ub294 \uac83\uc774 \uc88b\uc740 \uac83 \uac19\uc2b5\ub2c8\ub2e4. <\/p>\n\n\n\n

\"\ucfe0\ud321-\uc640\uc6b0\uce74\ub4dc-\ub514\uc790\uc778\"<\/figure>\n\n\n\n

4. \ubc1c\uae09 \uc870\uac74<\/mark><\/strong><\/p>\n\n\n\n

\ubc1c\uae09 \uc870\uac74\uc740, ‘\ucfe0\ud321 \uc640\uc6b0\ud68c\uc6d0(\uc6d4 4,900\uc6d0 \uacb0\uc81c)<\/strong>‘\ub9cc \ubc1c\uae09 \uc2e0\uccad\uc774 \uac00\ub2a5\ud558\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4. \uae30\uc874 \ucfe0\ud321\uc744 \uc790\uc8fc \uc774\uc6a9\ud558\ub294 \ubd84\ub4e4\uc774\ub77c\uba74, \uc774\ubbf8 \uc640\uc6b0\ud68c\uc6d0\uc73c\ub85c \uac00\uc785\ud558\uc168\uc744 \ud150\ub370\uc694.<\/p>\n\n\n\n

\uc640\uc6b0\ud68c\uc6d0\uc774\uc2e0 \ubd84\ub4e4\uc740 \ubc14\ub85c \ubc1c\uae09 \uc2e0\uccad\ud558\uc2dc\uba74 \ub418\uace0, \uadf8\ub807\uc9c0 \uc54a\uc740 \ubd84\ub4e4\uc740 \uc6d4 4,900\uc6d0\uc744 \ucd94\uac00\ub85c \uc9c0\ucd9c\ud574\uc57c \ud558\ub2c8 \uc774 \uc810\ub3c4 \uace0\ub824\ud574 \ubcf4\uc154\uc57c \ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uadf8 \uc678 \uc870\uac74\uc740, \uc77c\ubc18\uc801\uc778 \uc2e0\uc6a9\uce74\ub4dc \ubc1c\uae09 \uc870\uac74(\uc2e0\uc6a9\uc810\uc218, \uc18c\ub4dd \ub4f1)\uacfc \ud06c\uac8c \ub2e4\ub974\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\n
\ucfe0\ud321 \uc640\uc6b0\uce74\ub4dc \ubc14\ub85c\uac00\uae30<\/a><\/div>\n<\/div>\n\n\n\n

<\/p>\n\n\n\n

<\/p>\n\n\n\n

\ub9c8\uce58\uba70<\/h2>\n\n\n\n

\uc774\uc0c1\uc73c\ub85c, ‘4% \uc801\ub9bd\ub418\ub294 \ucfe0\ud321 \uc640\uc6b0\uce74\ub4dc’\uc5d0 \ub300\ud574 \uc54c\uc544\ubd24\uc2b5\ub2c8\ub2e4. \ucfe0\ud321 \uc560\uc6a9\uc790\uc2dc\ub77c\uba74, \ud504\ub85c\ubaa8\uc158 \uae30\uac04\uae4c\uc9c0\ub9cc \uc0ac\uc6a9\ud574\ub3c4 \uaf64\ub098 \uc774\ub4dd\uc774\ub2c8, \ubc1c\uae09 \uc2e0\uccad\uc744 \uace0\ub824\ud574 \ubcf4\uc154\ub3c4 \uc88b\uc744 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n

\uadf8\ub7fc \ub3c4\uc6c0 \ub418\uc168\uae38 \ubc14\ub78d\ub2c8\ub2e4. <\/p>\n\n\n\n

<\/p>\n\n\n\n

<\/p>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

\uc774\ubc88 \uae00\uc5d0\uc11c\ub294 \ucfe0\ud321\uc5d0\uc11c \ubb3c\ud488 \uad6c\ub9e4 \uc2dc, 4% \uc801\ub9bd\ub418\ub294 \ucfe0\ud321 \uc640\uc6b0\uce74\ub4dc\uc5d0 \ub300\ud55c \uc774\uc57c\uae30\ub97c \ud574\ubcf4\ub824\uace0 \ud569\ub2c8\ub2e4. \uad00\ub828 \uc815\ubcf4\ub97c \ucc3e\uc73c\uc2e0\ub2e4\uba74, \ubcf8\ubb38 \ub0b4\uc6a9\uc744 \ucc38\uace0\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4. \uc2dc\uc791\ud558\uba70 \ucfe0\ud321\uc740 \ub098\ub0a0\uc774 \uc774\uc6a9\uc790 \uc218\uac00 \uc99d\uac00\ud558\uace0 \uc788\ub2e4\uace0 \ud558\ub294\ub370\uc694. \uc800\ub834\ud55c \uac00\uaca9\uacfc \ube60\ub978 \ub85c\ucf13\ubc30\uc1a1\uc774 \ud070 \uc7a5\uc810\uc774 \uc544\ub2d0\uae4c \ud569\ub2c8\ub2e4. \ud2b9\ud788 \ub85c\ucf13\ubc30\uc1a1\uc740 \uc790\uc815 \uc804\uc5d0\ub9cc \uc8fc\ubb38\ud558\uba74 \ub2e4\uc74c \ub0a0 \ubc1b\uc544\ubcfc \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0, \ud55c \ubc88 \uc775\uc219\ud574\uc9c0\uba74 \ube60\uc838\ub098\uc624\uae30 \ud798\ub4e0 \ud3b8\ub9ac\ud568\uc744 \uac00\uc9c0\uace0… \ub354 \ubcf4\uae30 »4% \uc801\ub9bd\ub418\ub294 \ucfe0\ud321 \uc640\uc6b0\uce74\ub4dc \ud61c\ud0dd, \uae54\ub054\uc815\ub9ac<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":1565,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[1],"tags":[422,425,426,423,424,420,421,427],"class_list":["post-1550","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-4-","tag-kb","tag-kb-","tag-423","tag-424","tag-420","tag-421","tag-427"],"_links":{"self":[{"href":"https:\/\/goowoon.com\/wp-json\/wp\/v2\/posts\/1550","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/goowoon.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/goowoon.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/goowoon.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/goowoon.com\/wp-json\/wp\/v2\/comments?post=1550"}],"version-history":[{"count":19,"href":"https:\/\/goowoon.com\/wp-json\/wp\/v2\/posts\/1550\/revisions"}],"predecessor-version":[{"id":3198,"href":"https:\/\/goowoon.com\/wp-json\/wp\/v2\/posts\/1550\/revisions\/3198"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/goowoon.com\/wp-json\/wp\/v2\/media\/1565"}],"wp:attachment":[{"href":"https:\/\/goowoon.com\/wp-json\/wp\/v2\/media?parent=1550"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/goowoon.com\/wp-json\/wp\/v2\/categories?post=1550"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/goowoon.com\/wp-json\/wp\/v2\/tags?post=1550"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}